FNB Smart Spend loan is available to FNB and non-FNB clients who are in need of a financial kick-start to get them going. You can take out the loan as an individual or as part of a loan scheme negotiated with your employer. Loans from R2 000 or more, depending on your financial profile, with flexible repayment periods from 6 to 60 months are available.
Features of an FNB Smart Spend Loan
Take a loan from R2 000 or more, depending on your financial profile, with flexible repayment periods from 6 to 60 months.
You get to take a break every January from paying your loan instalment
Repayments are done via a monthly debit order and your instalment amount will remain fixed over the loan period, even if interest rates go up.
The loan is offered with insurance which covers the original loan amount in the event of death, retrenchment, dread disease as well as temporary and permanent disability.
You can get a valid quote for 10 days within which you can either accept or decline the loan offer.
You get to choose either a voice-logged contract or a paper-based contract that is face to face with our branch consultants in any of our branches.
Individuals banking with FNB, will get lower interest rates.