Get Easy vehicle finance, Personal Cash loans , vehicle Finance and pension-backed loans with IEMAS

iemas loansGet Easy vehicle finance, Personal Cash loans , vehicle Finance and pension-backed loans with IEMAS .iemas is different from other finance and loan providers in that members receive a benefit at the end of the financial year on the interest that they paid on their finance and/or loan products. In effect, they get some of their interest back.

You can apply for any of these products by contacting your nearest branch, through Iemas e-Sales (phone, SMS or e-mail), by applying on-line or you can request them to contact you.

IEMAS Personal Loans

Whether you want to improve your lifestyle or you have an expense to pay, a Personal loan from Iemas can help you.


  • Your qualifying loan amount is dependent on your individual profile (income and expenditure and credit profile).
  • Unsecured and secured loans options are available (for a secured loan we require proof of surety).
  • The maximum repayment term is 60 months.


  • Competitive interest rates and you receive an annual member benefit on the interest you pay.
  • What do I need to apply?

    • ID / Certified copy of ID
    • Latest payslip
    • One month’s bank statement
    • Proof of residential address
    • Affordability assessment
    • Proof of surety (only applicable for secured loans)

    IEMAS Vehicle financing

    The vehicle of your dreams could be yours today!

    Let Iemas put you in the driver’s seat when you finance your next vehicle through us. We will assist you throughout your transaction and you will receive your annual benefit on the interest you pay per year.

    Reasons why you should finance your vehicle through Iemas:

    • We offer competitive interest rates and you earn your annual benefit on interest which reduces your effective interest rate further
    • We finance pre-owned vehicles up to the age of ten years
    • We finance private transactions
    • You can refinance your vehicle through us
    • We offer an insurance-based warranty in the form of a mechanical breakdown policy. Various packages are available
    • Residual value financing is available
    • You can be pre-approved to make your shopping experience more enjoyable