JKMS loans

JKMS loans  offer short term loans range from R1 000 to R8 000 which can be paid over a period of 1- 6 months. The only pre requisite is that you will need to provide them with a three month banking statement as well as your latest salary slip in order for the loan to be approved for you.

They are affiliated to various loan providers in South Africa and assist clients with good and bad credit secure finance.


JKMS has a specific criterion for you to qualify for their loans. Unfortunately they do not consider people who are under debt review, people who are not permanently employed, people who are over the age of 63, if you earn less than R3 000 a month and if you are paid weekly, you need to be earning a monthly salary. JKMS can only assist people who bank with ABSA, Nedbank, Standard bank, Capitec bank and FNB. JKMS may not be able to assist people who are under debt review however; you are invited to fill out the application form regardless of being under debt review and JKMS will provide you with an alternative.

JKMS offers debt consolidation with benefits such as No credit checks, No upfront fees, High approval rates, No court order, No fixed period.

JKMS is in the business of making business which is why they offer unsecured business loans for existing businesses and their loan interest rate is very competitive and they don’t charge any upfront fees for their financial services.