SMC Loans

SMC Loans are available from R500 to R180 000 with flexible repayment terms from 3 months to 3 years. Payments are fixed for the full loan term and will never increase and this helps you with your monthly budget.

Loan consolidation

SMC Loans are committed to responsible lending and will take your current financial situation into consideration and will not approve a loan that you cannot afford. Once you get your loan it is up to you how you use the funds. Other use SMC Loans to consolidate their account by using the loan to pay off all other outstanding debts such a credit cards and clothing accounts and then just having one outstanding amount.

Blacklisted Clients Welcome

All applications for SMC loans are handled in a professional manner and each client is treated as an individual. When you apply for a loan your personal circumstances are taken into consideration meaning that you will be able to get the best financial solution to meet your needs. Blacklisted clients are welcome to apply for SMC Loans.

Application is done online in a easy and simple process.

Requirements To Apply For SMC Loans

  1. You must be 18 years or older
  2. Valid ID book
  3. You must be permanently employed for at least 3 months
  4. You must earn a minimum of R2000 per month
  5. You must have a South African bank account

For more information or to apply for SMC Loans you can visit their website or can phone them on 021 557 0394.